Loan against FD/NSC/KVP/

Unlock the Value of Your Investments – Get Instant Loans with Ease Need quick funds without breaking your long-term savings? Our Loan Against Fixed Deposit (FD), National Savings Certificate (NSC), or Kisan Vikas Patra (KVP) is the perfect solution. Whether it's for a medical emergency, business need, education expense, or personal obligation, you can avail a secured loan using your existing investments as collateral—without prematurely liquidating them.

Eligibility Criteria

• Individuals holding valid FD, NSC, or KVP certificates in their name.
• Joint holders can also apply (subject to consent of all holders).
• Must be a resident of India.

Note: Loan cannot be availed against tax-saving FDs with a lock-in period.

Documents Required

• Valid photo ID proof (Aadhaar, PAN, Voter ID, etc.)
• Address proof

          - Original FD/NSC/KVP certificates or account details
          - Signed loan application form
          - Passport-size photographs

How to Apply?

• Visit the nearest branch or apply online via our website.
• Submit required documents along with your investment details.
• Get your loan sanctioned within a short time frame.
• Funds will be disbursed directly to your bank account.

Why Choose Us?

• Trusted and transparent process
• Competitive interest rates
• Expert financial advice
• Personalized customer support

 Frequently Asked Questions
Q. Will my FD/NSC/KVP continue to earn interest during the loan period?
Yes, your investment continues to earn interest as usual.

Q. Is there a prepayment penalty?
No, we offer flexible prepayment options without any penalties (T&C apply).

Q. What happens if I default on the loan?
In case of default, the lender reserves the right to liquidate the pledged FD/NSC/KVP to recover dues.